Helping people in Fife, West Lothian, Edinburgh, and Glasgow secure the right deal for their home and future — whether buying, moving, or reviewing their mortgage — with clear advice, no jargon, and support every step of the way across Central Scotland
Open Key Mortgages provides expert mortgage, protection and insurance advice. Open Key Mortgages is a trading name of Just Mortgages Direct Limited and Open Key Mortgages is the name under which we carry out these services.
Open Key Mortgages is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.
The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK

Your home may be repossessed if you do not keep up repayments on your mortgage.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.
Open key mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.
Approved by The Openwork Partnership on 13/10/2026